Credit Repair Links
These are some really good credit repair links that may help you educate yourself along the credit repair journey. They are helpful but we recommend reading them just for knowlege and your own personal gain. If you are serious about repairing your credit just give MSI Credit Solutions a call 1-866-217-9841. They are experts in their field and will do the things that you just dont have time to do in your busy life. Leave it up to them!
Credit Reports
A credit report contains information on where you work and live, how you pay your bills, and whether you’ve been sued, arrested, or filed for bankruptcy. Consumer Reporting Agencies (CRAs) gather this information and sell it to creditors, employers, insurers, and other businesses. The most common type of CRA is the credit bureau. The three major national credit bureaus are:
Equifax: 1-800-685-1111 or www.equifax.com
Experian: 1-888-397-3742 or www.experian.com
TransUnion: 1-800-916-8800 or www.transunion.com
By September 1, 2005, all consumers will eligible to receive a free annual credit report from each of the three major CRAs. To check your eligibility and order your report, your must go through www.annualcreditreport.com or call 1-800-322-8228.
Credit Score
The information in your credit report is used to calculate your credit score-a number, generally between 300-850 that rates how risky a borrower you are. The higher your credit score, the less risk you pose to creditors. Your FICO credit score is available from www.myfico.com for a fee. Free credit reports do not contain your credit score. For more information on credit scores, see Your Credit Score – Do You Know What It Is?