We added this section to eventually give tips but the real tip we have to offer is to not do it yourself and not try to get into something that you do not yet know about. Just call or visit MSI Credit Solutions web site at: http://www.msicredit.com

If you really must try it yourself here is a few tips:

Negative information concerning your use of credit can be kept in your credit report for seven years. A bankruptcy can be kept for ten years. Information about a lawsuit or an unpaid judgment against you can be reported for seven years or until the statute of limitations runs out, whichever is longer.

Anyone who denies you credit, housing, insurance, or a job as a result of a credit report must give you the name, address, and telephone number of the CRA that provided the report. Under the Fair Credit Reporting Act, you have the right to request a free report within 60 days if a company denies you credit based on the report.